Can you collect your deceased spouse's Social Security and your own?

aarp.org - Can I Collect a Deceased Spouse's Social Security and My Own?

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Social Security will not combine a late spouse's benefit and your own and pay you both. When you are eligible for two benefits, such as a survivor benefit and a retirement payment, Social Security doesn’t add them together but rather pays you the higher of the two amounts. If that’s the retirement benefit, then the retirement benefit is all you’ll get. If the survivor benefit is higher, Social Security pays the retirement benefit first and tops it up to match the amount of the survivor benefit. AARP Membership — $12 for your first year when you sign up for Automatic Renewal Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription to AARP the Magazine. Join Now Whether that survivor benefit exceeds your own Social Security payment will depend on the amount of your late spouse’s benefit and your own age and family situation. You are entitled to: 100 percent of the deceased’s benefit if you have reached your full retirement age. (That's 66 for survivors born between 1945 and 1956 and will gradually rise to 67 over the next several years). 71.5 percent to 99 percent if you are between 60 — in most cases, the earliest you can draw survivor benefits — and full retirement age. (If you are disabled, the minimum age is 50.) 75 percent if you are caring for a child from the marriage who is under 16 or disabled, regardless of your own age. How to Get More Out of Your Medicare & Social Security AARP’s free event on Medicare and Social Security benefits is now available on demand! Get answers to many of your questions on Medicare enrollment and coverage, Social Security claiming strategies and much more. Highlights include: Keynote by AARP Financial Ambassador Jean Chatzky

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What can cause you to lose your SSI?

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ssa.gov - Your Continuing Eligibility | Disability Benefits - SSA

Your Continuing Eligibility

In most cases, you will continue to receive benefits as long as you have a disability. However, there are certain circumstances that may change your continuing eligibility for disability benefits. For example, your health may improve or you might go back to work. The law requires that Social Security review your case from time to time to verify that you still have a disability. We will tell you if it is time to review your medical condition and keep you informed about your benefit status. Generally, if your health hasn’t improved, or if your disability keeps you from working, you’ll continue to receive your benefits.

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