How do I get the 650 cost of living payment?

You may get a payment of £650 paid in 2 lump sums of £326 and £324 if you get payments of any of the following: Universal Credit. income-based Jobseeker's Allowance ( JSA ) income-related Employment and Support Allowance ( ESA ) Income Support. Pension Credit. Child Tax Credit. Working Tax Credit.

gov.uk - Cost of Living Payment - GOV.UK

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This page will be updated when more information is available. Check back for updates or sign up for email alerts. Cost of Living Payments 2023 to 2024 The government has announced when further Cost of Living Payments will be made between spring 2023 and spring 2024. These payments are: up to £900 for people on an eligible low income benefit

£300 for pensioner households

£150 for people on an eligible disability benefit Further guidance will be published when more details have been announced, including the qualifying dates. You may be able to get a payment to help with the cost of living if you’re getting certain benefits or tax credits.

You do not need to apply. You’ll be paid automatically.

If you have had a message asking you to apply or contact someone about the payment, this might be a scam. If you’re eligible, you’ll be paid automatically in the same way you usually get your benefit or tax credits. This includes if you’re found to be eligible for a Cost of Living Payment or a Disability Cost of Living Payment at a later date. You could get up to 3 different types of payment depending on your circumstances on a particular date or during a particular period: a Cost of Living Payment, if you get a qualifying low income benefit or tax credits a Disability Cost of Living Payment, if you get a qualifying disability benefit a Pensioner Cost of Living Payment, if you’re entitled to a Winter Fuel Payment for winter 2022 to 2023 These payments are not taxable and will not affect the benefits or tax credits you get.

Low income benefits and tax credits

You may get a payment of £650 paid in 2 lump sums of £326 and £324 if you get payments of any of the following:

Universal Credit

income-based Jobseeker’s Allowance ( JSA )

) income-related Employment and Support Allowance ( ESA )

) Income Support

Pension Credit

Child Tax Credit

Working Tax Credit

The payment will be made separately from your benefit.

You will not get a payment if you get New Style Employment and Support Allowance, contributory Employment and Support Allowance, or New Style Jobseeker’s Allowance, unless you get Universal Credit. If you have a joint claim with a partner, you will get one payment of £326 and one payment of £324 for your joint claim, if you’re entitled.

Universal Credit

You were eligible for the first Cost of Living Payment of £326 if you were entitled to a payment (or later found to be entitled to a payment) of Universal Credit for an assessment period that ended in the period 26 April 2022 to 25 May 2022. You will be eligible for the second Cost of Living Payment of £324 if you were entitled to a payment (or later found to be entitled to a payment) of Universal Credit for an assessment period that ended in the period 26 August 2022 to 25 September 2022.

The payment will be made separately from your benefit.

Universal Credit ‘nil awards’

You will not be eligible for the Cost of Living Payment if your Universal Credit is reduced to £0 for the qualifying assessment period. This is sometimes called a ‘nil award’. Reasons your Universal Credit may be reduced to £0 for an assessment period include getting more than one payment of earnings, your or your partner’s earnings go up, your or your partner’s savings go up, you start getting another benefit. If money has also been taken off for other reasons (such as payments of rent to your landlord or for money that you owe), you might still be eligible.

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Income-based JSA , income-based ESA , Income Support and Pension Credit

You were eligible for the first Cost of Living Payment of £326 if you were entitled to a payment (or later found to be entitled to a payment) of income-based JSA , income-related ESA , Income Support or Pension Credit for any day in the period 26 April 2022 to 25 May 2022. You will be eligible for the second Cost of Living Payment of £324 if you were entitled to a payment (or later found to be entitled to a payment) of income-based JSA , income-related ESA , Income Support or Pension Credit for any day in the period 26 August 2022 to 25 September 2022.

The payment will be made separately from your benefit.

Tax credits

You were eligible for the first Cost of Living Payment of £326 if you received, or later receive, for any day in the period 26 April 2022 to 25 May 2022 either:

a payment of tax credits for the tax year 2022 to 2023

an annual award of at least £26 of tax credits for the tax year 2022 to 2023 You will be eligible for the second Cost of Living Payment of £324 if you received, or later receive, for any day in the period 26 August 2022 to 25 September 2022 either:

a payment of tax credits for the tax year 2022 to 2023

an annual award of at least £26 of tax credits for the tax year 2022 to 2023 If you get both Child Tax Credit and Working Tax Credit, you will receive a Cost of Living Payment for Child Tax Credit only, which will be paid by HMRC . If you get tax credits from HMRC and a low income benefit from DWP , you will get a Cost of Living Payment from DWP only.

When you’ll be paid

Benefit or tax credits Cost of Living Payment When you’ll be paid Universal Credit £326 Between 14 and 31 July 2022 for most people £324 Between 8 and 23 November 2022 for most people Income-based JSA £326 Between 14 and 31 July 2022 for most people £324 Between 8 and 23 November 2022 for most people Income-related ESA £326 Between 14 and 31 July 2022 for most people £324 Between 8 and 23 November 2022 for most people Income Support £326 Between 14 and 31 July 2022 for most people £324 Between 8 and 23 November 2022 for most people Pension Credit £326 Between 14 and 31 July 2022 for most people £324 Between 8 and 23 November 2022 for most people Tax Credits £326 Between 2 and 7 September 2022 for most people £324 Between 23 and 30 November 2022 for most people If you had a joint claim between 26 April and 25 May 2022, a single payment of £326 will be sent using the same payment method used between these dates, if you’re eligible. If you had a joint claim between 26 August and 25 September 2022, a single payment of £324 will be sent using the same payment method used between these dates, if you’re eligible. Your payment might come later, for example if you are awarded a qualifying benefit at a later date or you change the account your benefit or tax credits are paid into. You will still be paid the Cost of Living Payment automatically and do not need to contact DWP or HMRC .

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If you have received a Cost of Living Payment, but we later find that you were not eligible for it, you may have to pay it back. DWP and HMRC are using a computer program to identify those eligible to receive a Cost of Living Payment. If you are not content with this you can contact the office that pays your benefit or tax credits to discuss it.

Disability Cost of Living Payment

You may get a lump sum payment of £150 if you’re getting any of the following:

Attendance Allowance

Constant Attendance Allowance

Disability Living Allowance for adults

Disability Living Allowance for children

Personal Independence Payment

Child Disability Payment (in Scotland)

Armed Forces Independence Payment

War Pension Mobility Supplement

Eligibility

You must have received a payment (or later receive a payment) of one of these qualifying benefits for 25 May 2022 to get the payment. If you get a qualifying disability benefit from the Ministry of Defence ( MOD ) and a qualifying disability benefit from DWP , you will get a Disability Cost of Living Payment from DWP only. If you receive a Disability Cost of Living Payment, but we later find that you were not eligible for it, you may have to pay it back.

When you’ll get paid

You’ll be paid the £150 Disability Cost of Living Payment automatically from 20 September 2022. Most people will receive their payment by the beginning of October 2022. Payments will be made to people who get a qualifying disability from DWP before payments to people who get a qualifying benefit from the Ministry of Defence.

Report a missing Cost of Living Payment

You can report a missing Cost of Living Payment if you think you should have had one of the following payments but you cannot see it in your bank, building society or credit union account:

£326 or £324 Cost of Living Payment for a low income benefit

£150 Disability Cost of Living Payment

Do not report the same missing payment more than once. We will reply to you as soon as we can.

Report a missing Cost of Living Payment

Pensioner Cost of Living Payment

If you’re entitled to a Winter Fuel Payment for winter 2022 to 2023, you will get an extra £150 or £300 paid with your normal payment from November 2022. This is in addition to any Cost of Living Payment you get with your benefit or tax credits. The full amount of Winter Fuel Payment you will get for winter 2022 to 2023 depends on your circumstances.

Other help

Find out what other benefits and financial support you might be able to get to help with your living costs. Use an independent benefits calculator to find out what benefits you could get.

You may be able to get other kinds of support, including:

gov.uk - Cost of Living Payment - GOV.UK

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