How do I know if I am a low income family?

Households are classed as being in low income if they live on less than 60% of the average (median) net disposable equivalised UK household income.

ethnicity-facts-figures.service.gov.uk - People in low income households - GOV.UK Ethnicity facts and figures

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2. Things you need to know

What the data measures

The data shows the percentage of people living in households in low income in the UK. Households are classed as being in low income if they live on less than 60% of the average (median) net disposable equivalised UK household income. In the year ending March 2020, a household made up of a couple with no children would be in low income with an annual household income of up to £17,100 before housing costs and £14,800 after housing costs. Household income is the total income of the household before tax, National Insurance and other deductions. It includes the value of free school meals, free TV licences and other income-based entitlements. The data measures income before and after housing costs have been paid. Housing costs include rent or mortgage payments and insurance. These vary by region, as do ethnic minority communities. The information relates to households of either one person or a group of people sharing cooking facilities and a living room or dining area. It must be their main or only home. Household incomes are adjusted (or ‘equivalised’) to take into account the number of adults and children who live there. Percentages are rounded to the nearest whole number, so some figures may not add up to 100%.

Not included in the data

Percentages based on fewer than 100 responses are not shown. This is to protect people’s confidentiality.

The ethnic groups used in the data

The data uses the ethnic categories from the 2011 Census.

Data is aggregated for each of the Black, Mixed and Other ethnic groups, which means estimates are shown for these groups as a whole. Data is shown separately for White British and all other White people (‘White Other’ ethnic group). Some households contain people from different ethnic backgrounds. The ethnicity assigned to the household is that of the head of the household (usually the person with the highest income). The data does not account for people of different ethnic backgrounds who live in the same household.

Methodology

Data for 3 years has been combined to make sure estimates are reliable. You can read more about combining multiple years of data and some of the issues involved. Confidence intervals have not been worked out, so comparisons between ethnic groups may not be reliable. The figures on this page are based on survey data. You can read more about:

interpreting survey data

how weighting is used to make survey results more representative of the whole population

In the data file

Download the data for figures for each 3-year period covered by this data analysed by ethnicity and age group.

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What services does FIS provide?

The company provides payment processing and banking software, services and outsourcing of associated technology.

capital.com - What is FIS (company) - Capital.com

It's an international provider of financial services technology and outsourcing services, based in Jacksonville, Florida. Its full name is Fidelity National Information Services Inc., and it employs over 55,000 people around the world. The company provides payment processing and banking software, services and outsourcing of associated technology.

Where have you heard about FIS?

FIS is often in the news - for example, in August 2015 when it agreed to buy SunGard for $5.1 billion in cash and stock. The acquisition was completed on November 30, 2015.

What you need to know about FIS.

FIS has a big range of products for the financial services sector, including both retail and investment banking. One such product is Profile, a banking application based on the open source GT.M, a transaction processing database engine maintained by FIS. The company says it can automate the detailed processes associated with trading, managing investment portfolios and accounting for investment assets with strategic, operational and technology solutions. FIS promises: "Our componentized approach enables our clients to continuously transform the banking and wealth management experience, adapt to the changing interaction model and offer a differentiated customer experience."

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