How much money can I have in the bank to claim Housing Benefit?

Usually, you will not get Housing Benefit if: your savings are over £16,000 - unless you get Guarantee Credit of Pension Credit. you're paying a mortgage on your own home - you may be able to get Support for Mortgage Interest (SMI) you live in the home of a close relative.

gov.uk - Housing Benefit: Eligibility - GOV.UK

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Housing Benefit can help you pay your rent if you’re unemployed, on a low income or claiming benefits. It’s being replaced by Universal Credit. You can only make a new claim for Housing Benefit if either of the following apply:

you have reached State Pension age

you’re in supported, sheltered or temporary housing

This guide is also available in Welsh (Cymraeg).

You’ve reached State Pension age

If you’re single you can make a new claim for Housing Benefit.

If you’re over State Pension age and live with your partner

You can make a new claim for Housing Benefit if any of the following apply:

you and your partner have both reached State Pension age

one of you has reached State Pension age and started claiming Pension Credit (for you as a couple) before 15 May 2019

you’re in supported, sheltered or temporary housing

If you’re over State Pension age and have an existing claim

Your existing claim will not be affected if, before 15 May 2019, you:

were getting Housing Benefit

had reached State Pension age

It does not matter if your partner is under State Pension age.

If your circumstances change and your Housing Benefit is stopped, you cannot start getting it again unless you and your partner are eligible to make a new claim.

You can apply for Universal Credit if you’re not eligible.

If you’re in supported, sheltered or temporary housing

You can make a new claim if:

you’re living in temporary accommodation, such as a B&B arranged by your council

you’re living in a refuge for survivors of domestic abuse

you’re living in sheltered or supported housing (such as a hostel) which provides you with ‘care, support or supervision’ If you do not get ‘care, support or supervision’ through your supported or sheltered housing, you can apply for Universal Credit to help with housing costs. If you’re in supported, sheltered or temporary housing, you can apply for Universal Credit to help with other living costs.

When you may not be able to claim

Usually, you will not get Housing Benefit if:

your savings are over £16,000 - unless you get Guarantee Credit of Pension Credit you’re paying a mortgage on your own home - you may be able to get Support for Mortgage Interest (SMI)

you live in the home of a close relative

you’re already claiming Universal Credit (unless you’re in temporary or supported housing)

you live with your partner and they are already claiming Housing Benefit

you’re a full-time student

you’re residing in the UK as a European Economic Area (EEA) jobseeker

you’re an asylum seeker or sponsored to be in the UK

you’re subject to immigration control and your granted leave states that you cannot claim public funds

you’re a Crown Tenant

you’ve reached State Pension age but your live-in partner has not - unless you had an existing claim as a couple before 15 May 2019

You may be able to get other help with housing costs.

If not, you’ll need to claim Universal Credit instead.

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How much money can a person on SSI have in the bank?

$2,000 To get SSI, your countable resources must not be worth more than $2,000 for an individual or $3,000 for a couple. We call this the resource limit. Countable resources are the things you own that count toward the resource limit. Many things you own do not count.

ssa.gov - SSI Spotlight on Resources - SSA

The following things generally do not count toward the resource limit:

the home you live in and the land it is on;

one vehicle, if you or a member of your household use it for transportation;

household goods and personal effects;

life insurance policies you own with a combined face value of $1,500 or less;

burial plots or spaces for you or your immediate family;

burial funds of up to $1,500 each for you and your spouse's burial expenses; property you or your spouse use in a trade or business, or on your job if you work for someone else (see the SSI Spotlight on Property Essential to Self Support); if you are disabled or blind, money or property you have set aside under a Plan to Achieve Self-Support (PASS); and Up to $100,000 of funds in an Achieving a Better Life Experience (ABLE) account established through a State ABLE program (see the Spotlight on ABLE Accounts).

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