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How much money do you need to live full time in an RV?

We have seen monthly full time RV living budgets from fellow travelers as low as $1,600 and as high as $5,000. If you really want to go minimal, you can easily live this life for around $1,000 per month by finding a free spot to park your rig for extended periods or by becoming a camp host.

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You might notice that we don’t have a monthly payment on our truck or our RV. We paid cash for both so we wouldn’t have to pay interest. Truck and RV payments can be significant additions to your budget, so make sure you factor them in if you are financing your rig. Overall, our cost for full time RV living is right around the middle of the road. We travel all over the country, and we like to have fun wherever we go. While towing the rig all over costs more in gas, we offset this cost by only staying in paid campgrounds or RV parks ~10 nights per month. We have seen monthly full time RV living budgets from fellow travelers as low as $1,600 and as high as $5,000. If you really want to go minimal, you can easily live this life for around $1,000 per month by finding a free spot to park your rig for extended periods or by becoming a camp host. Before you can know how much RV life will cost you, it is important for you to know how much your “normal” life costs you now. Some expenses like food and student loan payments won’t change much when you move to an RV, so knowing your typical monthly expenses will save you some time. Track your expenses for a few months to get a feel for where you spend your money. Some expenses will end up being much more than you thought (I’m looking at you restaurants and bars), and you will likely find areas that you can cut back and save some money.

Main Costs for Full Time RV Living

While some of your current expenses won’t change when you move to an RV, some expenses will change significantly. You will still have major expenses like gas, insurance, and campsite fees; but their percentage of your total budget are likely to shift. Because the cost of RV living can be very different from person to person (or family to family), make sure you consider these major expense categories to help you estimate your monthly expenses for your new lifestyle:

Gas and propane

Campsite fees

Food

Rig repairs and maintenance

Insurance

Phone / Internet

Entertainment

Outstanding Debt/Loans

Keep in mind that your style of RV travel will take shape as you learn what you like and what you don’t like. Some RVers hit the road expecting to travel to new places every week and quickly learn that they would rather be in one spot for a month or two at a time. Others think they will want to stay in RV parks all the time and quickly realize that boondocking (free camping on public land) is more their speed. RV lifestyle choices like these will have huge impacts on the cost of full time RVing. I recommend that you create a few scenarios in my Full Time RVing Budget Calculator to get a feel for what your monthly expenses might be.

RV Living Cost #1: Gas and Propane

Gas and propane is often the highest expense for full time RVers. There are many factors that can impact your gas and propane expense.

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Do you have to pay council tax on a static caravan UK?

Caravans (touring and static) are included on the Council Tax Valuation List by the Assessor where they are considered to be a person's sole or main residence. If your caravan is your sole or main residence you will be charged Council Tax.

scotborders.gov.uk - Caravans and Council Tax

Caravans (touring and static) are included on the Council Tax Valuation List by the Assessor where they are considered to be a person's sole or main residence. If your caravan is your sole or main residence you will be charged Council Tax.

Holiday caravans

Static holiday caravans that are not used as sole or main residence are not classed as domestic property. Hoilday caravans used in this way are not subject to Council Tax. If you live elsewhere in the UK or have residency or citizenship in another country you should be able to demonstrate that the caravan is being used for holiday and recreational purposes only. It may be that you are asked to provide documentary evidence of this such as a Council Tax bill for your main residence.

Registering a caravan as a domestic residence

Alternatively, you can contact the assessor to ensure that your caravan has been registered as a domestic residence.

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