How to afford to rent on your own?

To rent a decent place on your own, you'll need an annual salary of around £117,000. The mean salary needed across all London boroughs (plus the City of London) is a shade under £40,000.

londonist.com - Where In London Can You Afford To Rent On Your Own? - Londonist

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Where In London Can You Afford To Rent On Your Own?

How big a salary do you need to rent on your own in London? We made the map above to give an indication.

Dark red = more than £100,000

Red = more than £50,000

Orange = more than £40,000

Yellow = more than £30,000

Green = more than £20,000

[Note: these are only guidelines based on mean values. It is possible to live on less — see notes and caveats below.] The most expensive borough — surprise, surprise — is Kensington and Chelsea. To rent a decent place on your own, you'll need an annual salary of around £117,000. The most affordable borough, by contrast, is Bexley. Singletons here can rent a one-bedroom flat on a salary of around £21,000 The mean salary needed across all London boroughs (plus the City of London) is a shade under £40,000.

Notes and caveats

Figures are taken from the Rental Affordability Index 2017. The survey also includes stats that show how much income a family of four need in order to rent across London. It also compares the city to other places in the UK and overseas. The stats are calculated based on mean price per square foot of property in each borough, and factor in the minimum space recommended for one person (as laid out by the Greater London Authority). They also assume that a tenant spends no more than 29% of gross salary on rent — a figure recommended in this report. Given the above, it is of course possible to find rented accommodation in any borough on a lower salary than indicated. You may have to compromise on space or the percentage of your salary that goes on rent. The research is published by Nested.com. As an online estate agent, it may have its own agenda in commissioning the survey, so treat the stats with a pinch of salt.

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What are the three biggest programs that assist low income people?

Some of the major federal, state, and local social welfare programs are: Supplemental Security Income (SSI) Supplemental Nutrition Assistance Program (SNAP) Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)

census.gov - About Program Income and Public Assistance - U.S. Census Bureau

Public assistance refers to assistance programs that provide either cash assistance or in-kind benefits to individuals and families from any governmental entity. There are two major types of public assistance programs; social welfare programs and social insurance programs. Benefits received from social welfare programs are usually based on a low income means-tested eligibility criteria.

Some of the major federal, state, and local social welfare programs are:

Supplemental Security Income (SSI)

Supplemental Nutrition Assistance Program (SNAP)

Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)

Temporary Assistance for Needy Families (TANF), including Pass through Child Support

General Assistance (GA)

Benefits received from social insurance programs are usually based on eligibility criteria such as age, employment status, or being a veteran.

Some of the major federal, state, and local social insurance programs are:

Social security (self and on behalf of a dependent child)

Department of Veterans' Affairs benefits (except Veteran's pension)

Unemployment insurance compensation

Workers' compensation

Most of the information available on public assistance comes from data collected in the Survey of Income and Program Participation (SIPP) and is available as reports and statistical briefs, table packages, and working papers. In addition, micro-level SIPP panel data, technical documentation, and topical modules for the SIPP panels are available on the SIPP website.

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