Survivalist Pro
Survivalist Pro
Photo: Max Vakhtbovych
620 or higher Most individuals or companies renting an apartment want credit scores from applicants to be 620 or higher. People with credit scores lower than 620 may indicate a high risk of default on rent owed.
This caused back and forth competition between the two companies throughout the early 1990s. However, Nintendo eventually regained its market share...
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Nationwide, on average, 79% of U.S. adults are literate in 2022. 21% of adults in the US are illiterate in 2022. 54% of adults have a literacy...
Read More »Like any good financial writer and blogger, I love talking about money. Everything interests me when it comes to personal finances. If I know something, I enjoy sharing my knowledge on the the subject. If I don't know about a particular topic, I want to find someone who does understand it so they can teach me. While most people consider conversations around money a taboo topic, my closest friends have accepted I'm just weird when it comes to my interests. For the most part, they humor me when I want to yap about finance. That's what happened one evening a few years ago when a friend and I got into a discussion about credit. My friend -- like many Millennials -- did not have a credit card and didn't want one. But this same friend did want to rent out their own apartment soon. "But you'll need a credit history to rent an apartment!" I said. "Most companies that manage rental properties, and even individual landlords, check your credit score before allowing you to sign a lease." My friend scoffed. "Cash is king! I don't need credit because I'm responsible with my money," they countered. Here's the thing: A credit score can and does affect your situation when you want to rent an apartment. A bad credit score may not immediately disqualify you from renting or cause your rental application to hit the rejection pile. But landlords and leasing offices will run a credit check with your application and the results can influence what happens next. Thankfully, I was able to explain to my friend that opening one no-fee, low-limit credit card and using it to buy regular purchases like gas and groceries could build credit history and help them work toward a good credit score. They were able to rent the apartment they wanted -- and start building a positive credit history with a solid score in the process. If you're not sure what a good credit score for renting an apartment is -- or just want to know how your credit can affect your rental situation when applying for a new living space — you're in the right place. Let's look at how credit scores affect renting in general, and some specific steps you can take to improve your score to get approved for an apartment.
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Read More »Most individuals or companies renting an apartment want credit scores from applicants to be 620 or higher. People with credit scores lower than 620 may indicate a high risk of default on rent owed. A lower credit score could mean you're less likely to be approved for the rental you want, especially if you're looking to rent in a popular area. If 10 other people apply for the apartment, it makes good financial sense for the landlord to accept a person with a higher credit score. A low credit score does not mean you won't get approved at all. You can still rent an apartment with poor credit. Here's the potential difference: landlords may not base a decision off at the exact number associated with your credit score, but at the cause of your bad credit. If you have unpaid items, late payments, or garnishments, you might send up a red flag. They indicate that you may not pay rent when it's due or reliably every month. On the other hand, if you have consumer, medical, or student loan debt but make your payments on time, a low credit score may not be viewed with such a critical eye.
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Read More »4. Provide additional references. In addition to securing a reference from your current employer, you can also ask for references from past landlords to vouch for a history of paying your rent on time and in full. 5. Find a cosigner or roommate. Most landlords or leasing agencies will run a credit check on everyone who puts their name on the rental application. But higher the average credit score is from each signer, the more likely that the application will be accepted. Having multiple cosigners (and/or roommates) lessens the financial risk no landlord wants to take on: not getting paid.
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KFC accepts EBT cards for meal purchases in states that participate in the Restaurant Meals Program, according to QuerySprout, a consumer advocacy...
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