What is considered everyday items?

Household Goods Appliances (Microwave, Refrigerator, dishwasher, etc.) Furniture (Bed, Sofa, etc.) Electronic Equipment (Computer, Television, etc.) Carpets. Cooking and eating utensils. Dishes.

cptinstitute.org - WHAT ARE HOUSEHOLD GOODS AND PERSONAL EFFECTS?

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Household Goods

The Social Security Administration (SSA) defines household goods as items that are the beneficiary’s personal property that is found in or near the beneficiary’s home and is used regularly. The Social Security Administration does not count household goods as resource to the individual (and spouse) if items fall under their definition of household goods.Some examples of such items include (not an exhaustive list):

Appliances (Microwave, Refrigerator, dishwasher, etc.)

Furniture (Bed, Sofa, etc.)

Electronic Equipment (Computer, Television, etc.)

Carpets

Cooking and eating utensils

Dishes

“Items that an individual acquires or holds because of their value or investment are not household goods, even if they otherwise meet the definition of household goods in SI 01130.430C.1.”

Personal Effects

According to the Social Security Administration (SSA) personal effects are such items that are personal property to the beneficiary that are worn or carried by the individual, or that have an intimate relation to the individual. The Social Security Administration (SSA) does not count personal effects as resources to an individual (and spouse) if the items fall under the above definition of personal effects.

Some examples of personal effect items include (not an exhaustive list):

Personal jewelry that is worn, which includes wedding and engagement rings

Toiletries

Clothing

Pets

Books

Magazines

Musical instruments

Recreational items

Educational items

Hobby materials (crafts, games)

Items that have religious or cultural importance

Prosthetic devices or wheelchairs that a beneficiary requires

“Items that an individual acquires or holds because of their value, or as an investment, are not personal effects; even if they otherwise meet the definition of personal effects in SI 01130.430C.2.”

What About Other Personal Property?

Other personal property may count as a resource to the beneficiary. The way in which it may count is if an individual holds the property or items because of its value or investment. If the item is not excluded under another provision it will be considered a countable resource, and if it does not fall under the Social Security Administration’s definition of a household good or personal effect.

Gems

Jewelry that an individual does not wear

Jewelry that individual does not hold for family significance

Animals for investment purposes (breeding, resale)

Collectibles

The Social Security Administration (SSA) provides a specific example regarding how a claims representative deciphers between personal effects, household goods, and other personal property. This example can be found on https://secure.ssa.gov/poms.nsf/lnx/0501130430#c2. DISCLAIMER: The information provided by CPT is for informational purposes only and is intended to be used as a non-legal guide prior to consultation with an attorney familiar with your specific legal situation. CPT is not engaged in the practice of law or in rendering legal advice or counsel. No such legal advice or counseling is either expressly or impliedly intended. This form is not a substitute for the advice or counsel of an attorney. If you require legal advice, you should seek the services of an attorney. © 2017 CPT All rights reserved.

https://secure.ssa.gov/poms.nsf/lnx/0501130430#c1

20 CFR 416.1216 – https://www.ssa.gov/OP_Home/cfr20/416/416-1216.htm

Excluded Resources SI 01110.210 https://secure.ssa.gov/poms.nsf/lnx/0501110210

Urbatsch, K., & Fuller, M. (2016). Administering the California special needs trust: A guide for trustees and those who advise them (2nd ed.). Bloomington, IN: IUniverse.

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sja.org.uk - What to put in a first aid kit - St John Ambulance

In an emergency situation you may have to act quickly, so it’s important to be familiar with your first aid kit and know what to use for different injuries. First aid kits are usually in a green box with a white cross and should be easy to find. The contents of first aid kits in workplaces or public places should be guided by your first aid needs assessment. For more information about what should be in your workplace first aid kit, please read our Workplace first aid kit buying guide. For more information on first aid kits for schools, please read our First aid equipment for schools page. For your home or car, you can buy a first aid kit or put the items together yourself in a waterproof, clean container. The following items are the basic contents of a first aid kit, with explanations of what to use when:

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