What is the 80-20 rule in 55 community?

At least 80 percent of occupied unites in a 55+ community must have at least one person living there who is over 55. This leaves the other 20 percent of the community's units available for people of any age, creating the “80/20 Rule.”

legalteamforlife.com - The 80/20 Rule for 55+ Communities in Florida - Chiumento Law

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At least 80 percent of occupied unites in a 55+ community must have at least one person living there who is over 55. This leaves the other 20 percent of the community’s units available for people of any age, creating the “80/20 Rule.”

Housing for Older Persons Act

If your community operates as a “55 or over” community pursuant to the Housing For Older Persons Act (HOPA), please note that HOPA is an exception to the Federal Fair Housing laws, and permits communities to restrict occupancy based on age. This restriction includes prohibiting minors from living in the community. In order to be to be eligible for the exemption and qualify as a “55 or older” housing provider, there are a number of requirements.

The 80/20 Rule

One such requirement is that at least eighty percent (80%) of the occupied units be occupied by at least one resident that is 55 or over in age. This “80 percent requirement” has given rise to the “20 percent rule” which has created many issues and numerous misunderstandings in these communities. While HOPA requires that at least 80 percent of the occupied units be occupied by at least one occupant that is the requisite age or over, neither HOPA, nor the rules adopted by the Department of Housing and Urban Development (HUD), specify how the association must treat the remaining 20 percent of the community. Instead, the guidance from HUD is that the issue is to be governed by your association’s governing documents (i.e. private contract law) and local ordinance. Communities which are age restricted must look at their governing documents to determine how the language in their governing documents treats the permissible 20 percent. We are here to help. If you have any questions regarding condo/HOA legal assistance, call your legal team for life at 386-753-3245! Disclaimer: This article is for general informational purposes only and should not be construed as legal advice or a legal opinion on specific facts or circumstances nor a solicitation of legal business. You are urged to consult an experienced lawyer concerning your particular actual situation and any specific legal questions you may have. No attorney-client relationship attaches as a result of any exchange of information.

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Should I be ashamed of cold sores?

Cold sores on the lips can be embarrassing and tough to hide, but they're more common than you might think. They're so common, that Dr. Pritish Tosh, a Mayo Clinic infectious diseases specialist, says you might not have a reason to be embarrassed when you have a cold sore.

newsnetwork.mayoclinic.org - Mayo Clinic Minute: 3 things you didn't know about cold sores

Journalists: Broadcast-quality video pkg (0:59) is in the downloads. Read the script.

"About 70-plus percent of the U.S. population has been infected with herpes simplex 1," Dr. Tosh says. "Now, a very small percentage of those people will actually develop cold sores." Dr. Tosh says genetics determines whether a person will develop cold sores or not. "A proportion of the population, they don't quite have the right immunologic genes and things like that," he says. "And, so, they're not able to handle the virus as well as other people in the population." The problem is people can spread the herpes virus whether they develop cold sores or not. Herpes virus spreads through physical contact, like kissing, sharing a toothbrush – even sharing a drinking glass – or through sexual contact. "Since the number of people who are infected but don't have symptoms vastly outnumber the people who are infected and have symptoms, most new transmissions occur from people who have no idea that they are infected," Dr. Tosh says. That's why he says it's time to rethink how cold sores are viewed and start looking at them as a genetic problem ─ not a problem of promiscuity.

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