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Will property prices fall?

But experts say they will fall, as the UK faces uncertain economic times. The rising price of mortgages and the cost of living crisis are reducing our ability to buy homes, and less demand is meant to mean falling prices. Experts now think house prices will fall from between 8% and 15% next year.

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House prices could fall by 10% next year, according to experts at estate agents Savills — but how much property values will fall all depends on which region of the UK you live in See how much house prices could drop where you live - full list of areas The average house price will fall by 10% next year, according to experts - but it all varies by region. Mainstream London and the south east of England are expected to see the largest house price falls in the short term and the weakest performance over the coming five years, estate agent Savills thinks. Property prices rose 13.6% in the year to August, according to the most recent house price index from the Office for National Statistics. But experts say they will fall, as the UK faces uncertain economic times. The rising price of mortgages and the cost of living crisis are reducing our ability to buy homes, and less demand is meant to mean falling prices. Experts now think house prices will fall from between 8% and 15% next year. Lucian Cook, Savills head of residential research, said: "A new Prime Minister and fiscal policy U-turns appear to have reduced some of the pressure on interest rates, but affordability will still come under real pressure as the effect of higher interest rates feeds into buyers' budgets. "That, coupled with the significant cost-of-living pressures, means we expect to see prices fall by as much as 10% next year during a period of much-reduced housing market activity." This is how much Savills thinks house prices will fall next year, by region: London, 12.5% South East, 11% East of England, 11% South West, 10% Scotland, 9% East Midlands, 9% West Midlands, 9% North West, 8.5% Yorkshire and the Humber, 8.5% North East, 8.5% Wales, 8.5%

However, house prices will recover from 2024, Savills said.

The estate agent thinks interest rates and the cost of living crisis will have eased off enough by then to nudge property values up. Savills said that by 2027 the average house price will be £381,578 - £22,290 more than it is now. This would put the average house price at £92,000 above the level seen before the coronavirus pandemic, it said. Cook added: "Meanwhile, rental value growth will continue to outpace earnings growth in the short term because of the pronounced imbalance between supply and demand, which will come as positive news to landlords already facing higher borrowing costs, but will put increasing pressure on struggling tenants." It comes after decisions made by former Chancellor Kwasi Kwarteng in September's Mini-Budget - which have now largely been reversed - caused havoc by pushing mortgage rates up sharply. Interest rates and inflation have been soaring higher as well, putting more pressure on household finances and making it more expensive to get a mortgage. Tom Bill, head of UK residential research at Knight Frank, said: " It’s a fairly safe bet that UK house prices have now peaked. "The impact of rising mortgage rates will begin to hit demand and spending power in coming months, which we believe will lead to a fall of 10% over the next two years for UK prices. "We may see mortgage rates fall to some extent if financial markets become more reassured by the government’s economic plan but the events of the last fortnight have been a reminder that the era of ultra-low rates is coming to an end."

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What is forbidden during war?

Specific types of weapons are banned entirely, such as anti-personnel landmines, and biological and chemical weapons. Other weapons are subject to limits – such as the restrictions on the use of booby-traps.

Types of weapons banned under international law

Specific types of weapons are banned entirely, such as anti-personnel landmines, and biological and chemical weapons. Other weapons are subject to limits – such as the restrictions on the use of booby-traps. Weapons are constantly being developed and the law evolves accordingly. The way weapons are used can be as important as what they do. For example, incendiary weapons, designed to spread fire or to burn, are prohibited in all circumstances against civilians. But lawful use against soldiers is possible. Some weapons may be lawful for use against buildings or enemy tanks but not if directed at combatants.

Where is the law about weapons written and how is it enforced?

International humanitarian law is based on the Geneva Conventions and its two Additional Protocols. However, the main laws about weapons are contained in separate conventions addressing specific types of weapons. These are just as legally binding, and include the 1972 Biological Weapons Convention, the 1980 Conventional Weapons Convention and the 1997 Ottawa Convention on anti-personnel landmines. Alleged breaches of the law can be tried in national courts, or by the International Criminal Court at the Hague. There are many breaches of the law. Many appalling and desperate things happen during war, and these only serve to reinforce the need for international humanitarian law and mechanisms to enforce the rules of war.

Weapons specifically banned in treaties

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